Pre-Approvals
A practical working view for new pre-approval applications.
Pre-Approvals
Needs review0Check affordability and client detail
Pre-Approved0Certificate can be generated
Won0Application has moved forward
Lost0Not proceeding or declined
| Client | Loan Type | First-Time Buyer | Deposit | Pre-Approval | Status | Credit Score | View | Delete |
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No applications match the current filter.
Bond Applications
Enterprise
Enterprise Workspace
Use the Enterprise workspace when the client is ready to move from pre-approval into a full home loan application. This is where the formal application is captured, prepared, and submitted to the banks.
Client link
Shared application space
Share this link with your client when you want them to start capturing their bond application. Whatever the client completes feeds into the application form. If they do not finish everything, you can take over and complete the remaining information before submission.
Bank Access
CMS
CMS Workspace
Use the CMS workspace to download your client's credit report, receive live feedback directly from the banks, negotiate offers, and move the client toward the best available outcome.
Pre-Approval Review
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No application selected
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- Cell number
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- ID / passport
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- Citizenship
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- Marital status
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- Received
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Affordability snapshot
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Gross monthly salaryR58,000Net monthly salaryR44,200Additional incomeR0
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Living expensesR12,400Contractual expensesR7,950
- Monthly surplusR23,850
- 30% RTI capR17,400
- Pre-approval over 20 yearsUsing 30% RTI capR0
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Mortgage Connect referral incentive
Refer an Agent
Introduce a real estate agent to Mortgage Connect and follow their progress from referral to active agent.
Maximum commission rate 1.00%
Total referrals0Agents you have introduced
Currently Active0Each adds 0.02 percentage points
Current commission rate0.80%HQ profile rate including Active referral incentives
Your final commission rate is confirmed by HQ in the Sales Tracker, where the applicable calendar-month production tier and active referral incentives are checked per deal.
| Agent | Contact | Real estate agency | Submitted | Status | First bond | Action |
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You have not submitted any agent referrals yet.
Settings
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Calculators
Estimate the bond amount available from the lower of the 30% repayment-to-income cap and the client's monthly surplus.
Estimated qualifying amountR 0
Monthly repayment capacityR 0
Net monthly surplusR 0
Calculate the estimated monthly instalment, interest, and total cost over the selected term.
Estimated monthly repaymentR 0
Number of payments0
Total interestR 0
Total cost of loanR 0
Estimate property transfer costs and bond registration costs, including VAT where applicable.
Estimated total costsR 0
Transfer costsR 0
Transfer attorney feeR 0
Transfer dutyR 0
Transfer deeds officeR 0
Bond registration costsR 0
Bond attorney feeR 0
Bond deeds officeR 0
Show a client how an extra monthly payment could shorten the term and reduce interest.
New monthly repaymentR 0
Original monthly repaymentR 0
New loan period0 years
Interest savedR 0
New cost of loanR 0
These figures are estimates for guidance only. Confirm current rates, fees and client-specific requirements before advice is issued.
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